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Τετάρτη 3 Απριλίου 2013

Enter To Win A Kindle Fire From Business Insider

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We're giving you a chance to win a Kindle Fire HD.  Become a newsletter subscriber now to enter.  If you're the lucky winner you will have a host of features at your fingertips.  

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10 Things Men Shouldn't Wear After 30

nike dunksAs you transition from your 20s into your 30s and beyond, your wardrobe may have to evolve.

There are just some style elements that you may have been able to pull off at a college party that you'll look ridiculous trying to pull off now. 

#10: Visors

Paul Rudd's character in Forgetting Sarah Marshall wore a visor. Why? Because he was an absolute dolt. If you're afraid of the sun getting in your eyes, go buy some sunglasses. No man should wear the same headgear that the guy who restocks the relish at Nathan's wears. And don't even get me started on wearing a visor backward. That's almost punishable by death.



#9: Ed Hardy Shirts

There is simply no justifiable excuse for a 30-year-old man to wear a T-shirt with a goddamn bedazzled dragon on it. Nothing says "Pathetically clinging to youth" quite like a middle-age man wearing Ed Hardy clothing. Remember a few years back when a post-divorce Jon Gosselin from Jon & Kate Plus 8 was, well, relevant? What was that dope wearing in damn near every paparazzi photo? That's right -- an awful, tacky, shiny, obnoxiously loud Ed Hardy T-shirt. Please, guys, the world doesn’t need another Jon Gosselin. In fact, I'm more or less positive that we didn't need the first one.



#8: Bright Sneakers

Adults can wear sneakers with colors on them. That's fine. We don't live in a black and white world. But there's just something about a 30-year-old guy wearing a pair of electric yellow sneakers with neon green laces that doesn't quite look right. Tone it down.



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Spring Cleaning Your Dresser Drawers Is Easy When You File Your T-Shirts Vertically (VIDEO, PHOTO)

If you position the tees this way, you'll be able to fit more in a drawer and find them easily.
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Τρίτη 2 Απριλίου 2013

5 Habits of Highly Effective Savers

savings piggy bank empty old man

Saving money for a specific near-term goal, say a dream vacation or a home, can be easy.

You know what you want, you know about how much you need, and you know when you need it. Becoming a lifelong saver, however, requires a bit more discipline and a commitment to changing spending habits.

According to the Consumer Federation of America, just half of Americans think they have good saving habits and are prepared for the future. Saving for tomorrow is a necessary evil some seem to have difficulty embracing, so instead of making a short-term goal, ask yourself how do really effective everyday savers do it? Below are five habits super savers adopt:

1. Know how much money you have.

It sounds simple, but are you keeping track of each penny? Many rely upon online banking to do the work, but consider the importance of balancing your checkbook: You may catch checking account errors the bank might not, you can note fees erroneously charged to you, and you can have an immediate balance that accounts for all expenditures and deposits in real time.

2. Choose the right savings vehicle.

The highest interest rate is appealing, but smart savers have their money in account types that makes the most sense for their lives. Traditional savings accounts, money market accounts and CDs all offer a return on your investment, but at different rates, and with different penalties for accessing your money. Make sure you allocate your savings appropriately so that you gain the highest return on funds you are least likely to need in the short-run while preserving access to other cash to handle unexpected bills.

3. Don't spend emotionally.

Good decisions rarely happen when you're upset, but some long-lasting bad ones can come if you spend while emotional. The phrase "retail therapy" was coined to indicate a spending spree intended to result in a better mood. However, that better mood might soon come crashing down as the bills arrive. Find other ways to lift your spirits, like walking the dog or spending time with friends.

4. Keep your eye on the prize.

One of the biggest hurdles for new life-long savers is the commitment. An article in Psychology Today reveals it can take as long as 66 days for a new behavior, like bringing your own lunch instead of buying a meal, to become a habit. So how do you stick with it? Written notes of inspiration displayed where you do your spending (at night on the computer, for example) can help, as can enlisting friends and family to help keep you on track. Think of saving like a new eating discipline and employ the same motivational efforts.

5. Watch for opportunities everyday.

No need to be cheap, but ways to eat healthy on a budget or cut back on your phone bill can present themselves at any time, if you're looking for them. Keep an eye out for discounts, promotions and lower-cost alternatives, such as generic medicines.

Is anyone perfect? No, even Super Savers slip once in a while when faced with a "got to have it now" purchase. But with time, effort and support, your new savings habit can become second nature.

SEE ALSO: Take a tour of Graham Hill's tiny SoHo apartment >

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Have More Fun On Your Business Trips In These 10 Cities

girl networking talkingAll too often, business trips are a blur of early-morning airport shuttles, followed by a whirlwind day of meetings, ending with a long night on an extremely uncomfortable hotel bed.

See what to do on your next business trip >

Unless you have a bit of downtime in between meetings, there’s usually no time for sight-seeing or venturing outside the confines of your hotel or convention center. But what’s the point of traveling if you don’t take a little time to explore your destination?

Imagine taking a quick helicopter tour over Manhattan during your lunch break or a dumpling-making class with a local chef in Shanghai before your next client dinner. In the quest to add some inspiration and enjoyment into business travel, we have taken the top 10 US and international cities for business trips and pulled together some of the most exciting tours and activities for each.

So, instead of scheduling that ump-teenth working lunch, punch out for a little sight-seeing, or just schedule your next meeting on a boat tour around the city!

New York City

If your visits to New York are limited to the conference rooms of Midtown or Wall Street, consider putting aside a few minutes to explore what’s on the other side of that window you’re gazing out of.

If you’ve only got half-an-hour, there are a few excellent ways to see Manhattan. You could spend your lunch on a helicopter tour, taking in the city’s most iconic sites, or instead of indulging in yet another steak at Peter Luger, spend a relaxing two hours on a twilight sail of the Hudson.

Or, push your flight home an hour later, and take a behind the scenes look viewing of your favorite TV shows during an NBC studio tour.



Las Vegas

While Las Vegas is best known for attracting flocks of partiers, it’s also the second most traveled-to city in the U.S. for business travelers.

While some might take this opportunity to gamble away their hard-earned money, there are plenty of adventures off the strip. You could experience the vivid colors and towering spires of Red Rock Canyon from behind the wheel of a Lamborghini, on a supercar tour of the conservation area.

Or, you could flee the confines of the convention center and try out zip lining in Bootleg Canyon, where you’ll zoom down Red Mountain at fifty miles-per-hour. If death-defying stunts aren’t quite your thing, why not relax and sip champagne on a gondola cruise on the crystal waters of Lake Las Vegas?



Chicago

If you’re the one of the lucky ones who can avoid Chicago in the winter, there are a slew of options to explore Chicago’s incredible cultural offerings in the warmer, more enjoyable months.

Skip the workout in the hotel gym and book a walking tour of Chicago’s Gold Coast instead, where you take in the best of the city’s Gilded Age opulence. In the evening, a progressive “dine-around” of the city’s best restaurants is the perfect way to gobble up as much Chicago cuisine as possible. Instead of passing out to a Seinfeld re-run at the hotel, take in a jazz performance in one of the city’s famous blues music emporiums.



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Δευτέρα 1 Απριλίου 2013

INSTANT MBA: You Need To Be CEO And 'Chief Ironing Officer'

Ivar Kroghrud

Today's advice comes from Ivar Kroghrud, former CEO of Questback via The New York Times:

"Part of my role is to be 'chief ironing officer.' It’s very easy in a fast-growing company and fast-changing industry to get hung up on all the things that aren’t working and that we should be fixing. If you want to get extraordinary results, you have to play to people’s strengths and you have to help them work as close to plan as possible. If you allow them to get bogged down in all the problems that are out there — and there are always problems — they’ll be unproductive."

Kroghrud says it's up to the CEO to make sure everything is running smoothly. Keeping your employees happy and checking in with them every once in a while can be vital to an organization. The more you iron out the kinks, the easier it is to maintain productivity levels high in your company. When you fail to establish a relationship with your employees, you're also at risk of staying in the dark when major issues start plaguing the organization. 

"You can get a lot of speed by thinking of yourself as a chief ironing officer. Once you have a successful system in place, you can spend some of your time just walking around talking to people and asking: 'What’s preventing you from doing an even better job? What are you spending time on that you don’t feel you should be spending time on?' Those kinds of questions are easy to ask, and people relate to them."

Want your business advice featured in Instant MBA? Submit your tips to tipoftheday@businessinsider.com. Be sure to include your name, your job title, and a photo of yourself in your email.

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